Use “Reverse Credit†to Stick to Your Budget
Ralph sent me e-mail last week describing a clever budget trick he picked up from a friend: My wife and I had dinner last night with a couple of of young women we know. We talked a little about personal finance. One of the girls has an interesting idea on forced savings. She calls it “reverse creditâ€. “When I want to buy something expensive, I go to the store and buy a $20 gift card,†she said. “I save these up. When I’m ready, I take all the cards and go get my new thing.†I think this fohttp://www.getrichslowly.org/blog/2008/04/...
